Jay A. Ramey, AIF®

Accredited Investment Fiduciary® (AIF®)

The AIF Designation certifies that I have specialized knowledge of fiduciary standards of care and their application to the investment management process. To receive the AIF Designation, I must meet prerequisite criteria based on a combination of education, relevant industry experience, and/or ongoing professional development, complete a training program, successfully pass a comprehensive, closed‐book final examination under the supervision of a proctor and agree to abide by the Code of Ethics and Conduct Standards. In order to maintain the AIF Designation, I must annually attest to the Code of Ethics and Conduct Standards, and accrue and report a minimum of six hours of continuing education.

Who We Are

I lead a highly experienced team that works with you to develop strategies and recommend personalized solutions designed to help you accumulate, protect, and transfer your wealth. The approach is flexible and accommodates your unique situation:

• Understanding your financial objective – We’ll start by asking questions that help us understand more about your financial goals and objectives
• Developing strategies – Next, we’ll analyze and evaluate the financial and personal information you provide so we can match your objectives with sound strategies.
• Implementing solutions – Using these strategies, we develop customized solutions tailored to your goals and objectives, drawing from a wide selection of world-class productions and services.
• Providing timely, ongoing service – We regularly review your situation to help ensure you are working toward meeting your financial objectives.

Qualifications

As a Registered Representative/Investment Adviser Representative, I understand the responsibility that comes with helping to make your goals a reality. Here’s a quick summary of the skills and qualifications I’ll use:

• Over 30 years of experience in the financial services industry
• I presently hold the series 7, 8, 63, and 65 registrations.
• California insurance licensed for Life, Health, Disability, Variable Life and Variable Annuities, CA Insurance License #0A38199
• Graduated from the University Pacific (1988) with a Bachelor of Science degree in Business Administration while earning the Scholar Athlete Award

Personal

To help you feel more comfortable in our partnership, here’s a little information about me

• I have been married for 29 years and have two wonderful daughters —Sarah (24) and Jessica (20)
• Presently, I am an active member of Rolling Hills Christian Church and you may see me ushering from time to time. In addition, I presently coach soccer at Cordova High School.
• I enjoy spending time with family and friends, and you may see me on the soccer field coaching, refereeing, or playing the game of soccer.